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What would I pay for a hospital stay?

Work out your share with the deductible, co-insurance and cap in your health policy.

How it is calculated

Your payment = deductible + co-insurance % × (bill − deductible), with co-insurance limited to the cap

Before choosing a health plan, simulate a serious event: the premium is only part of what you pay. Check in your policy whether the cap applies only to co-insurance and whether there are limits per condition.

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